Haven't I seen you around somewhere before?
Yes, our eBay handle is "notmodern" so please check out our 100% good feedback since 1999, if you choose, by copying and pasting this really long link: http://feedback.ebay.com/ws/eBayISAPI.dll?ViewFeedback2&userid=notmodern&ftab=AllFeedback
Can I avoid paying insurance?
On expensive items, no. On lower cost items, send an e-mail verifying you do NOT want to pay insurance on your CD, or T-shirt, etc., and NOTMODERN will probably acquiesce. However, there is no recourse if it disappears so please, order responsibly!